Loan Management Software for Microfinance & Credit Lenders

Loan Management System for Microfinance and Credit Lenders

Manage loan origination, approvals, repayments, and portfolio risk in one platform.

How lending operations break

Most lenders spend more time managing systems than managing their portfolio

The tools that got you to 100 loans break at 1,000.

Spreadsheets stop working at scale

Customer records in Excel. Loan schedules in Google Sheets. At 500 loans, you're hiring people just to update spreadsheets.

Manual approvals lose you customers

Borrowers wait three days for an answer. Good customers go to competitors who approve in an hour.

You find out about risk too late

You discover PAR is at 8% when you run month-end reports. Risk management becomes damage control.

Who uses Plug

Built for lenders across Africa

From microfinance to digital lending, Plug fits your operation.

Microfinance Institutions (MFIs)

Complete loan management for MFI operations at any scale — from origination to portfolio reporting.

Credit Lenders

Originate, underwrite, and service consumer and business loans with automated credit decisioning.

SACCOs

Manage member savings, loans, and cooperative finances in one integrated platform.

Digital Lending Startups

Launch lending products quickly with pre-built origination, underwriting, and servicing infrastructure.

See how it works for your operations

30-minute discovery call. We ask about current loan volume, where operations break down, and what you've tried before.

Book a Demo

What Plug does

Run your entire lending operation on one platform

Everything your team needs to originate, manage, and grow a loan portfolio — without stitching together separate tools.

	Plug	Spreadsheets	Other Systems
Loan Origination & Disbursement
Real-time PAR & NPL Tracking
Automated Repayment Collection
Credit Bureau Integration
Mobile Money Disbursement
Configurable Approval Workflows
Regulatory Reporting & Audit Trails
Portfolio Risk Analytics
Multi-product Support
Go Live Time	2–4 weeks	Immediate	3–6 months

Frequently Asked Questions

Find answers to common questions about our products and services.

How long does implementation take?

Most teams go live in 2–4 weeks. We handle configuration, data migration, and staff training so your team can focus on lending.

What payment rails do you support?

Plug integrates with mobile money providers and bank payment systems across East Africa, enabling disbursements and repayments through the channels your borrowers already use.

How does credit bureau integration work?

Plug pulls credit reports automatically during the loan application process. You configure which checks to run and at what stage of the approval workflow.

Can we configure our own loan products?

Yes. You define interest rate structures, repayment schedules, fees, and approval criteria for each product. Changes go live without engineering work.

How does PAR tracking work?

Plug calculates Portfolio at Risk in real time, segmented by product, cohort, loan officer, and region. Delinquency alerts fire before loans reach defined thresholds.

What does the discovery call involve?

A 30-minute call where we ask about your current loan volume, where operations break down, and what you've tried before. Then we show you how Plug handles your specific workflow.

Is our data secure?

All data is encrypted in transit and at rest. Plug maintains audit trails for every action in the system to support regulatory compliance and internal controls.

Do you support multi-currency operations?

Yes. Plug supports multi-currency loan books and handles foreign exchange for institutions operating across different markets.

What reporting is available?

Plug includes standard regulatory reports, portfolio health dashboards, and collection performance metrics. Custom reports can be configured without engineering support.

Who do we contact for support?

Every institution gets a dedicated account manager. Our support team is reachable via email and chat during business hours, with escalation paths for critical issues.

Loved by Our Users

Their experiences speak louder than words

“

This product completely changed the way I work. The interface is intuitive and the performance is top-notch.

Sarah Johnson

Product Designer at Canva

“

We integrated this solution into our stack within days, and the benefits were immediate. Our team collaboration improved, deployment times dropped, and the analytics insights have helped us fine-tune performance at every level.

Daniel Kim

CTO at NextLaunch

“

I've worked with multiple marketing platforms over the years, but none have offered the kind of personalized experience and seamless integration that this one does. It has truly elevated our campaigns and improved our ROI.

Emily Chen

Marketing Manager at HubSpot

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Clean, fast, and reliable. Everything a dev could ask for.

Raj Mehta

Frontend Developer at Zomato

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Smooth and delightful experience!

Aisha Patel

Software Engineer at Swiggy

“

I've used dozens of tools in the past year alone, and this is one of the few I'd actually recommend to other founders. It doesn't just work — it works smart. Everything feels thoughtfully designed and built with care.

Liam Garcia

Startup Founder